This Service is a wellness and self-improvement platform. It is not medical care, therapy, or an emergency service. If you are in immediate danger or considering self-harm, call your local emergency number (e.g., 911 in the U.S.) or contact the 988 Suicide & Crisis Lifeline (call/text 988 in the U.S.). Do not rely on Habit of Living for crisis support.
These Terms of Use ("Terms") govern your access to and use of Habit of Living services (also referred to as "Camus," "we," "us," or "our") including our websites, apps, features, content, and related services (collectively, the "Service"). By accessing or using the Service, you agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree, do not use the Service.
1. Eligibility & Account
Age: You must be at least 13 years old to use the Service. If you are under 18, you must have permission from a parent or legal guardian who agrees to these Terms on your behalf.
Capacity: You represent that you have the legal capacity to enter into these Terms and are not barred from using the Service under applicable laws.
Accurate Information: You agree to provide accurate, current information and to keep it updated.
Security: You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately of suspected unauthorized access.
Account Protection: You agree to use reasonable safeguards for your account and devices. We may require re-authentication, password resets, additional verification, or temporary suspension where we believe it is needed to protect you, other users, or the Service.
Information About Others: Do not submit another person's personal information, consumer health data, images, recordings, private communications, or confidential information unless you have all rights, notices, consents, and authority required by law.
2. Health, Wellness & AI Disclaimers
2.1 Not Medical Care; No Professional Relationship
Habit of Living provides self-guided wellness tools (e.g., journaling, goal tracking, habit coaching, reminders, educational content) and may provide AI-assisted suggestions. The Service does not provide medical advice, diagnosis, treatment, psychotherapy, counseling, or emergency services. Your use of the Service does not create a therapist-client, doctor-patient, or other professional relationship.
2.2 Crisis / Emergency Disclaimer
The Service is not designed for, and should not be used for, emergencies or crisis situations. Communications may not be monitored in real time. If you are in immediate danger, call your local emergency number (e.g., 911 in the U.S.) or contact crisis support resources (e.g., 988 in the U.S.).
Even where a feature includes safety language, escalation options, or human review, we do not guarantee detection, monitoring, response, rescue, or intervention for any crisis, medical issue, or risk of harm.
2.3 AI-Assisted Features
The Service may include AI-assisted tools (including "AI assistants" or "AI therapists"). AI outputs can be incorrect, incomplete, biased, offensive, or unsuitable. You are solely responsible for how you interpret and use any output. Do not rely on AI outputs for medical, legal, financial, safety, or other high-stakes decisions.
No Guarantees: We do not guarantee that AI outputs are accurate, reliable, or appropriate for you.
Independent Judgment: You agree to use your own judgment and, when appropriate, consult qualified professionals.
No Regulated or High-Risk Use: The Service and AI outputs are not medical devices, clinical decision support tools, diagnostic tools, or substitutes for professional judgment. Do not use them to make medical, legal, financial, employment, insurance, credit, housing, benefits, eligibility, safety-critical, or other high-stakes decisions about yourself or others.
No Monitoring Guarantee: AI tools may fail to detect distress, harmful intent, inaccurate information, or unsafe recommendations, and they are not a substitute for emergency services or professional care.
2.4 Not HIPAA-Covered
Unless we expressly agree otherwise in a written contract, Habit of Living is not a "covered entity" or "business associate" under the U.S. Health Insurance Portability and Accountability Act (HIPAA). Please do not submit information you consider protected health information (PHI) under HIPAA if you do not want it processed as described in our Privacy Policy.
Information you provide may still be sensitive or regulated under other privacy laws, including state consumer health data laws. Our Privacy Policy explains how we collect, use, share, retain, and protect this information.
3. Mental Health Manager Feature
If you use the Mental Health Manager feature (the "Manager Feature"), these additional terms apply:
Not Emergency Care
Messages may not be monitored in real time. If you are in danger or considering self-harm, call your local emergency number (e.g., 911 in the U.S.) or the 988 Suicide & Crisis Lifeline (call/text 988 in the U.S.).
3.1 Non-Clinical Service
The Manager Feature is a structured wellness and accountability support tool. It is not medical care, therapy, or mental health treatment.
Managers are guides/coordinators and are not licensed mental health professionals unless we explicitly state otherwise in writing.
Managers do not provide psychotherapy, diagnosis, prescription, or medical treatment.
Using the Manager Feature does not create a therapist-client, doctor-patient, or other clinical treatment relationship.
3.2 AI-Assisted Experience
Managers and the Manager Feature may use AI tools to summarize, organize, and draft content based on information you provide.
AI outputs can be incomplete, inaccurate, biased, or inappropriate. You agree to use your own judgment and to verify information before acting on it.
You are responsible for decisions you make based on the Manager Feature or any AI-assisted outputs.
3.3 Safety & Escalation
If we believe (in our discretion) that there is a risk of harm to you or others, we may take actions we deem appropriate, including: (a) encouraging you to contact emergency services; (b) pausing or terminating access to the Manager Feature; and/or (c) contacting emergency responders or other authorities to the extent we believe is necessary or permitted by law.
Any safety action is discretionary. We do not assume a duty to monitor, investigate, intervene, contact authorities, or rescue any person in every situation.
3.4 Data & Privacy
Information you share through the Manager Feature may be visible to an assigned manager and processed by AI tools to provide and improve the feature.
We handle your information in accordance with our Privacy Policy.
We may retain records of interactions for safety, quality assurance, analytics, fraud prevention, and legal/compliance purposes.
4. Subscriptions, Billing, Refunds
4.1 Paid Features
Some features require payment ("Paid Features"). Prices, billing intervals, and included features are displayed at purchase and may change.
4.2 Auto-Renewal
Subscriptions may automatically renew unless canceled before the renewal date. If you purchase through Apple App Store or Google Play, billing and cancellation are handled by that store and its terms.
By purchasing a Paid Feature, you authorize us and our payment processors to charge your selected payment method for amounts due, including recurring subscription charges and any applicable taxes/fees.
If a payment is declined, reversed, or otherwise fails, you authorize us and our payment processors to retry charges and to collect less than the full amount due as one or more partial payments (for example, collecting part of an outstanding invoice and collecting the remainder later) where permitted by law. Any unpaid balance remains due until paid in full, and we may suspend or limit access to Paid Features while amounts remain outstanding.
4.4 Refunds
All payments are final and non-refundable except where required by law or expressly stated at purchase. If you purchased through an app store, refund requests must be submitted to that store.
4.5 Taxes
You are responsible for applicable taxes, duties, or other governmental charges associated with your purchase, except where we are required to collect them.
4.6 Price Changes, Promotions, and Payment Disputes
We may change Paid Features, prices, and billing terms prospectively, with notice where required by law. Promotional offers are subject to the conditions disclosed with the offer and may be modified, suspended, or withdrawn where permitted by law. If a charge is disputed, reversed, or charged back, we may suspend or limit Paid Features while we investigate or resolve the payment issue.
5. User Content & Community Rules
5.1 Your Content
"User Content" includes anything you submit or make available through the Service (e.g., journal entries, messages, audio, images, prompts, profile data). You retain ownership of your User Content, subject to the license you grant below.
5.2 License You Grant Us
To operate and improve the Service, you grant Habit of Living a worldwide, non-exclusive, royalty-free, sublicensable, transferable license to host, store, reproduce, process, analyze, translate, adapt, publish (for you), display, and distribute your User Content solely to: (a) provide and maintain the Service; (b) secure, debug, and improve the Service; (c) personalize outputs and experiences; (d) comply with law; and (e) enforce these Terms.
Where permitted by law, we may also use de-identified and aggregated information derived from User Content to develop, improve, and benchmark products and AI systems.
5.3 Your Responsibilities
You represent you have all rights needed to submit your User Content and that it does not violate law or third-party rights.
If User Content includes information about another person, you are responsible for providing required notices and obtaining required permissions before submitting it.
You are responsible for backing up anything important. We do not guarantee storage or availability of User Content.
5.4 Prohibited Conduct
You agree not to:
Use the Service for unlawful, harmful, abusive, harassing, discriminatory, deceptive, or fraudulent purposes.
Post or transmit content that is illegal, infringing, or that violates privacy, publicity, or intellectual property rights.
Attempt to reverse engineer, scrape, probe, attack, overload, or disrupt the Service, including via automated scripts or bots.
Introduce malware or attempt to gain unauthorized access to accounts, systems, or data.
Submit, upload, or process another person's personal information, sensitive information, or consumer health data without lawful authority and required consent.
Attempt to extract system prompts, model weights, training data, credentials, secrets, or non-public information, or to bypass usage limits, safety controls, or access controls.
Use the Service or AI outputs for regulated, high-risk, or automated decisions about medical care, employment, insurance, credit, housing, benefits, eligibility, law enforcement, or public safety.
Use the Service to provide professional services to others (e.g., therapy, counseling, medical advice) unless authorized by us in writing.
Use the Service in a way that creates or increases risk of harm to yourself or others.
5.5 Moderation; Enforcement
We may (but are not obligated to) monitor, remove, restrict, suspend, or terminate access to User Content or accounts at any time, with or without notice, for any reason, including to enforce these Terms, reduce risk, or comply with law.
5.6 Copyright / DMCA
If you believe content on the Service infringes your copyright, send a notice to contact@habitofliving.com with: (1) identification of the copyrighted work; (2) identification of the allegedly infringing material and its location; (3) your contact information; (4) a statement of good-faith belief; and (5) a statement under penalty of perjury that the notice is accurate and you are authorized to act.
6. Rewards, Points & Shipping
The Service may offer points, credits, and rewards ("Rewards") as promotional features. Rewards have no cash value, are not transferable, and may not be sold, exchanged, or bartered.
Changes & Availability: Rewards, point requirements, and availability may change or end at any time.
Fraud / Abuse: We may withhold, cancel, or reverse points or rewards (and suspend accounts) if we suspect abuse, manipulation, or fraud.
Shipping Risk: Where permitted by law, we are not responsible for delays, loss, theft, customs issues, incorrect addresses provided by you, or carrier failures.
Taxes / Duties: You are responsible for applicable taxes, duties, and fees related to rewards shipments.
No Warranty on Rewards: Rewards are provided "as is" and may be subject to manufacturer warranties only, if any.
Subscription Rewards
If a reward is offered in connection with a subscription, any eligibility conditions disclosed at redemption or checkout apply.
7. Intellectual Property & License
7.1 Our Materials
The Service (including text, graphics, UI, code, audio, video, and design) is owned by Habit of Living or its licensors and is protected by intellectual property laws. Except as expressly allowed, you may not copy, modify, distribute, sell, lease, reverse engineer, or create derivative works from the Service.
7.2 Limited License to You
Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use.
7.3 Feedback
If you provide ideas, suggestions, or feedback, you grant us a perpetual, irrevocable, worldwide, royalty-free right to use them without compensation or attribution.
8. Third-Party Services & App Stores
The Service may integrate with or rely on third-party services (e.g., hosting, analytics, payment processing, AI providers). Your use of third-party services may be governed by their terms and privacy policies.
We are not responsible for third-party services, third-party content, or third-party failures, and we do not control how third parties process information that you provide directly to them or direct us to share with them.
8.1 App Stores
If you download the app from Apple App Store or Google Play, you acknowledge that: (a) the store is not a party to these Terms; (b) the store has no obligation to provide support; and (c) to the maximum extent permitted by law, the store has no warranty obligations related to the Service.
9. Suspension & Termination
We may suspend or terminate your access to the Service at any time, with or without notice, including if we believe you violated these Terms, create risk, or for business reasons. You may stop using the Service at any time.
Upon termination, your license ends, and we may delete or restrict access to your User Content, subject to our retention policies and legal obligations.
10. Disclaimers, Liability Limits, Indemnity
10.1 Disclaimer of Warranties
TO THE FULLEST EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, SECURITY, RELIABILITY, OR AVAILABILITY.
10.2 Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, HABIT OF LIVING AND ITS AFFILIATES, OFFICERS, EMPLOYEES, CONTRACTORS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR INTERRUPTION.
TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US FOR THE SERVICE IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM OR (B) USD $100.
10.3 Assumption of Risk; Release
You acknowledge that wellness and mental health-related tools may involve sensitive topics and emotional responses. You voluntarily assume all risks arising from your use of the Service and, to the maximum extent permitted by law, release Habit of Living from claims arising from your use, including reliance on AI outputs or non-clinical guidance.
10.4 Indemnification
To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Habit of Living and its affiliates, officers, employees, contractors, and licensors from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any law or third-party rights.
Some jurisdictions do not allow certain limitations. In those jurisdictions, some of the above may not apply to you.
11. Dispute Resolution (Arbitration) & Class Action Waiver
This section affects your legal rights.
It requires most disputes to be resolved by binding arbitration and includes a class action waiver.
11.1 Informal Resolution First
Before filing a claim, you agree to contact us at contact@habitofliving.com and provide a brief description of the issue. We will try to resolve disputes informally.
11.2 Binding Arbitration
Except for claims that may be brought in small claims court (if eligible) or for injunctive relief related to intellectual property, any dispute, claim, or controversy arising out of or relating to the Service or these Terms will be resolved by binding arbitration under the Federal Arbitration Act. The arbitration will be conducted by a neutral arbitrator, on an individual basis, and not as a class, consolidated, or representative action.
11.3 Class Action Waiver
YOU AND HABIT OF LIVING AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING.
11.4 Opt-Out
You may opt out of arbitration by sending an email to contact@habitofliving.com within 30 days of first accepting these Terms, with the subject line "Arbitration Opt-Out" and including your name, the email associated with your account, and a clear statement that you want to opt out.
11.5 Governing Rules; Location
Unless the parties agree otherwise, the arbitration will take place in Dane County, Wisconsin (or remotely if permitted). The arbitrator may award any relief that a court could award on an individual basis.
12. Miscellaneous
Additional Terms: Certain features, programs, integrations, or offers may have additional terms. If there is a conflict, the additional terms govern for that feature, program, integration, or offer.
Governing Law: These Terms are governed by the laws of the State of Wisconsin, excluding conflict-of-law rules, except that the Federal Arbitration Act governs Section 11.
Changes: We may update these Terms at any time. Changes are effective when posted. Continued use means acceptance.
Electronic Communications: You consent to receive notices electronically (e.g., in-app, email). Electronic notices satisfy legal notice requirements.
Export and Sanctions: You may not use the Service if you are prohibited from doing so under U.S. export control, sanctions, or other applicable laws.
Assignment: You may not assign these Terms without our consent. We may assign them as part of a merger, acquisition, or asset sale.
Severability: If any provision is unenforceable, the rest remains in effect.
No Waiver: Failure to enforce a right is not a waiver.
Survival: Sections that by their nature should survive termination will survive, including sections on ownership, User Content licenses, payments due, disclaimers, liability limits, indemnity, dispute resolution, and miscellaneous terms.
Entire Agreement: These Terms and the Privacy Policy are the entire agreement between you and Habit of Living regarding the Service.